The one-to-one programme
Six private sessions built entirely around your figures, your hours and your situation. $250 once, including two follow-up calls after it ends.
What it is
The same syllabus as the group programme, rebuilt around one person. Because there is no cohort to keep in step, we skip what you already know and spend the time on what you do not. Most people finish in six weeks; some spread it over eight or ten, which is allowed.
Before every session your documents are read in advance and marked up. That means the hour is spent making decisions rather than gathering information, which is the single biggest difference from the group format.
The final deliverable is a written plan: your budget, your buffer, your debt schedule if you have one, your chosen income route with the reasoning, your pricing, and a dated twelve-month review calendar. It is a document you can hand to a partner or come back to in a year.
Session by session
The six hours
Order can be changed if your situation demands it, but this is the default.
Session 1: Diagnosis
Sent in advance: three months of statements, your income sources, debts and obligations. The first session is spent going through what is actually happening, not what you assume is happening. Ends with the two or three problems worth solving first.
Output: You receive a written diagnosis document within 48 hours.
Session 2: Structure
Your budget built live, in your own spreadsheet, shaped around whether your income is regular, irregular or mixed. Accounts, automatic transfers, and the buffer target sized against your real risks rather than a generic three-month rule.
Output: A working budget and a transfer schedule that runs itself.
Session 3: Obligations
Debt inventory, payoff order and a dated finish line, with the arithmetic shown so you can see exactly what each extra payment buys. If you have no debt, this session becomes risk cover and long-term structure instead.
Output: A payoff schedule, or a risk and protection review.
Session 4: Route selection
The fourteen routes scored against your specific skills, hours, capital and tolerance for uncertainty. This session usually eliminates the route people arrived wanting, and that is the point. We pick one and define the first offer precisely.
Output: One route chosen, one offer defined, with a written rationale.
Session 5: Launch
The unglamorous session. Profile written, portfolio assembled from what you already have, price set from a floor calculation, and the first outreach messages drafted and sent while we are still on the call.
Output: A live profile, a set price, and the first approaches sent.
Session 6: Systems
Getting paid across borders, invoicing, setting tax aside as income arrives, raising rates, and the twelve-month review calendar. We finish with investing principles and the fraud patterns aimed at people at exactly your stage.
Output: Your finished written money plan, delivered as a document.
Included
Everything in the $250
Private time
- Six sessions of 60 minutes at times you choose
- Two follow-up calls, at 30 and 90 days after the last session
- Recordings of every session, kept for twelve months
- Rescheduling with 24 hours' notice, no penalty
Preparation done for you
- Your statements and figures read and marked before each session
- Worksheets pre-filled with your numbers wherever possible
- A written diagnosis document after the first session
Between sessions
- Direct message support, answered within one working day
- Review of anything you are about to publish or send: profile, quote, contract wording, price
- A second opinion on any offer you are unsure about
Deliverables
- A finished written money plan, personal to you
- All eleven worksheets and five calculators, completed
- Your income route live, not theoretical
- A twelve-month dated review calendar
Suitability
Situations this format handles well
Irregular income
Freelancers, seasonal workers, commission earners and anyone whose good month is three times their bad month. Standard budgeting advice actively fails these people, and fixing it needs your real distribution of months, not a generic rule.
Several income sources
A job plus side work plus occasional projects, possibly in more than one currency, possibly with different tax treatment. Consolidating that into one clear picture is an hour's work with someone who has done it before, and a month of confusion alone.
Already freelancing but underpaid
If you are working steadily and still short, the problem is usually pricing, scope or client mix rather than effort. That diagnosis is uncomfortable in a group and straightforward in private.
Privacy matters to you
Some people will not say a real number in front of eleven strangers, and there is nothing wrong with that. Nothing you share is repeated, published or used as an example without your written permission.
Before you book
What is expected of you
This format only works if the preparation arrives. The pattern that fails is booking six sessions, sending nothing in advance, and using the hour to explain the situation instead of fixing it.
- Send three months of statements or an export before the first session
- Answer the intake questionnaire honestly, including the parts you would rather skip
- Allow two to four hours a week between sessions for the work
- Do the outreach in session five while we are still on the call, not later
- Tell the instructor when something in the plan is not working, early
Request a place
$250, one payment. Send a short description of your situation: income type, hours available, what you have already tried, and what you want to be different in six months.
Payment link and invoice details: [[PAYMENT INSTRUCTIONS]]
Pick the format that matches how you learn
Group cohorts run every month and cap at twelve people. One-to-one places open a few at a time, because each one takes a fixed block of the week.
Not sure yet? Send a short note about your situation — how many hours a week you have, what you have already tried, and what you want money to do for you. You will get a straight answer about which format fits, or whether neither does.